Sell and rent back

Sell your home and clear your debts without having to move with our sell-and-rent-back scheme.

What is ‘sell-and-rent-back’?

'Sell-and-rent-back’ lets you cash in on the current value of your property, without having to move out of your home.

We buy your home and rent it back to you.

This means you can get a cash lump sum, without having to move house.

It also means that your home cannot be repossessed by your building society or mortgage company. This is particularly useful if you are facing repossession orders or bankruptcy.You can stay in your home with total peace of mind.

Do I qualify for ‘sell-and-rent-back’?

You need to be aged 18 or over. Your property should be worth a minimum of £100,000 or higher, located within the UK and be freehold or if leasehold have at least 80 years left on the lease.

We consider all types of property, repossessions, ex-local authority and properties in need of refurbishment.

How much will the rent be?

We will calculate the rent based on the open market rent for your property. This will be subject to an annual review in line with the Retail Price Index*

* The review will be increased by no less than 2% and no more than 7%.